More Reasons to Start Investing in Sweden in 2025!

With the start of the. year, new regulations for investment accounts (ISK-investeringssparkonto and KF-kapitalförsäkring) offer attractive incentives to start investing in Sweden in 2025. . Both accounts are introduced to a tax-free base level meaning that the first 150,000 SEK of your investment are exempted from taxes. In 2026 the tax-free base level will be even increased to 300,000 SEK. This change presents a convincing reason to start saving today.

While many in Sweden are already engaged in saving, some groups have yet to explore the benefits of long-term stock market investments. To encourage broader participation, the government has introduced this tax-free threshold for ISK and KF accounts. Additionally, taxes on amounts exceeding this threshold are reduced to 0.89% due to last year's decrease in the government loan rate. These changes simplify investing in stocks and funds, allowing free transactions without complex tax filings, making ISK and KF accounts highly attractive.

It's never too late or too early to start saving. To book a personalised consultation regarding investment instruments and insurance in Sweden, click here. Take advantage of these new rules to build a secure financial future today.